About The Firm

Delivering sterling legal services in banking and finance and other sectors 

SJ Law is a boutique law firm headquartered in Mumbai, the commercial capital of India with an office in Delhi that specializes in Banking and Finance with emphasis on Project Finance. Our Project Finance practice is nationwide and has received global recognition and we are one of the leading Project Finance law firms in India. Our firm also has considerable expertise, experience and legal acumen in the fields of Infrastructure Project Advisory and Corporate Advisory & Transactional, including Mergers & Acquisitions and Joint Ventures & Technical Collaborations.

Sustained track record  of success across different infrastructure sectors

Since inception in 2008, as part of our Banking and Finance practice, we have played a key role in a number of borrowing and lending transactions across various sectors, including over 80 Project Finance assignments spanning various infrastructure sectors, such as road, power, port, transmission, special economic zone and real estate, as well as , manufacturing sector. Our record of handling multiple consortium loans of a few Billion Rupees to 100 Billion Rupees has helped us being ranked many times among the top ten Legal Advisors in the field of Project Finance globally as well as in the Asia Pacific. 

The total project loan value of the Project Financing assignments we have successfully closed as part of our banking and finance practice is over Rupees 1 Trillion! 


Advisors to the who’s who of Indian Banking and Finance

SJ Law has been regular advisors to a variety of: 

    • Leading banks in India including the State Bank of India, IDBI Bank Limited, Punjab National Bank, Bank of India, Union Bank of India, Bank of Baroda, Canara Bank, Central Bank of India, Axis Bank, ICICI Bank Limited, IndusInd Bank and YES Bank. 

Financial institutions like Rural Electrification Corporation, Power Finance Corporation and India Infrastructure Finance Company Limited

Trustee companies like SBICAP Trustee Company Limited, IDBI Trusteeship Services Limited and Axis Trustee Services Limited 

We understand every nuance of financing and have a cent per cent success rate in closing mandates to the satisfaction of all parties. We also advise corporates regularly as a part of our project advisory services, including in their debt financing transactions. 

Setting precedents in Project Finance

Over the years we have made many path breaking suggestions and created documentary precedents. We were able to convince the National Highways Authority of India to accept the security clause in project financing of road projects awarded by the National Highways Authority of India, which was at one time a no go for the National Highways Authority of India and without which the banks and financial institutions refused to lend for such road projects. The security clause finalized by us after persuasion with the National Highways Authority of India and many other first time documentary provisions have become precedents that are followed by all law firms today. 

Small Team, Great Commitment, Renowned leadership

We are a small team of 10 lawyers who are extremely motivated and geared to serving our clients with the right legal advice and documentation every time to lead the transactions to conclusion. Our mission in our practice is to provide outstanding legal solutions with a strong ethical construct in a manner that stands the test of time. We are a combination of big firm expertise with small firm accessibility and service. We are well known for our before time deliveries even during pressing deadlines and our motto is to deliver first-cut drafts that are as good as executable versions presenting us a cutting edge over our competitors. 

The team is led by Mr. Samir Jugad, who stands out in the industry for his ‘experience and knowledge’ in project finance and infrastructure sectors and is praised for ‘commercial awareness and innovative approach’.



All Risghts Reserved@ 2015